The Biden Administration

156,122 Views | 3279 Replies | Last: 1 hr ago by Oldsouljer
caryking
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hokiewolf said:

Yeah it's…something. I don't think this is what a lot of America signed up for when they decided to vote against Trump the person rather than this coming freight train of an agenda. The loud 5% are pushing a very bad agenda on the 95% rest of us, and people's political misgivings are going to allow it to happen.

I still thought Biden would move back center left after the election but I was way wrong in that thought.


Those people that voted against Trump are in two categories:

Too dumb to realize Trump's policies were working for most Americans, or

Just too dumb!
The dissenting opinion has been sidelined!!!!!
Packchem91
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hokiewolf said:

Yeah it's…something. I don't think this is what a lot of America signed up for when they decided to vote against Trump the person rather than this coming freight train of an agenda. The loud 5% are pushing a very bad agenda on the 95% rest of us, and people's political misgivings are going to allow it to happen.

I still thought Biden would move back center left after the election but I was way wrong in that thought.
Yeah, I think this is very true. As much as i despised Trump the person, the fear of the far left taking over an agenda was enough to make it ultimately a pretty easy decision.
Then you had to at least hope we'd keep GA for the Senate.....that was a real killer too.

hokiewolf
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caryking said:

hokiewolf said:

Yeah it's…something. I don't think this is what a lot of America signed up for when they decided to vote against Trump the person rather than this coming freight train of an agenda. The loud 5% are pushing a very bad agenda on the 95% rest of us, and people's political misgivings are going to allow it to happen.

I still thought Biden would move back center left after the election but I was way wrong in that thought.


Those people that voted against Trump are in two categories:

Too dumb to realize Trump's policies were working for most Americans, or

Just too dumb!
Here's the thing, I don't want any politicians policies to be good or bad for me, I just want them to let me sink or swim on my own accord and leave me be. The next guy who runs on the agenda of leaving you the hell alone will win in a landslide
hokiewolf
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Packchem91 said:

hokiewolf said:

Yeah it's…something. I don't think this is what a lot of America signed up for when they decided to vote against Trump the person rather than this coming freight train of an agenda. The loud 5% are pushing a very bad agenda on the 95% rest of us, and people's political misgivings are going to allow it to happen.

I still thought Biden would move back center left after the election but I was way wrong in that thought.
Yeah, I think this is very true. As much as i despised Trump the person, the fear of the far left taking over an agenda was enough to make it ultimately a pretty easy decision.
Then you had to at least hope we'd keep GA for the Senate.....that was a real killer too.


That's just such a bad position to put 1/2 your electorate. That's why I prefer Trump not to run again. Although, I will say his last speech was pretty good. If he can stay on message and not act like a school yard bully, he might be able to repair some damage. But he's got to stop this the election was stolen from me charade, or he'll end up like Al Gore.
Packchem91
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hokiewolf said:

Packchem91 said:

hokiewolf said:

Yeah it's…something. I don't think this is what a lot of America signed up for when they decided to vote against Trump the person rather than this coming freight train of an agenda. The loud 5% are pushing a very bad agenda on the 95% rest of us, and people's political misgivings are going to allow it to happen.

I still thought Biden would move back center left after the election but I was way wrong in that thought.
Yeah, I think this is very true. As much as i despised Trump the person, the fear of the far left taking over an agenda was enough to make it ultimately a pretty easy decision.
Then you had to at least hope we'd keep GA for the Senate.....that was a real killer too.


That's just such a bad position to put 1/2 your electorate. That's why I prefer Trump not to run again. Although, I will say his last speech was pretty good. If he can stay on message and not act like a school yard bully, he might be able to repair some damage. But he's got to stop this the election was stolen from me charade, or he'll end up like Al Gore.
Agreed. Interestingly, I"m still convinced its the same position HRC put much of her electorate in in 2016. "Oh crud, do i really want this offensive louse in office"?
caryking
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hokiewolf said:

caryking said:

hokiewolf said:

Yeah it's…something. I don't think this is what a lot of America signed up for when they decided to vote against Trump the person rather than this coming freight train of an agenda. The loud 5% are pushing a very bad agenda on the 95% rest of us, and people's political misgivings are going to allow it to happen.

I still thought Biden would move back center left after the election but I was way wrong in that thought.


Those people that voted against Trump are in two categories:

Too dumb to realize Trump's policies were working for most Americans, or

Just too dumb!
Here's the thing, I don't want any politicians policies to be good or bad for me, I just want them to let me sink or swim on my own accord and leave me be. The next guy who runs on the agenda of leaving you the hell alone will win in a landslide


Don't be naive. What we have in this country are two classes of people. The people who are in on the fix and the people who are not.

Remember occupy Wall Street? These people are very similar (in fact, some of the same people) to the Reddit crowd. All normal people want, is a piece, of the action. Right now, the system is rigged to the Elite, Corporatist, Globalist, people.

My daughters went to High Point University. When I first went there visiting, I looked around town and saw some disgusting things. Here is this beautiful campus right in the middle of a massive export of American jobs to China. How did that happen? Simple. Wall Streeters, working with Chinese investments bought the companies and moved everything overseas.

So, as much as I would like to be left alone, well… you can do that and watch YOUR job screwed right out below your feet. We are not working in a fair economic system any longer.

Being a libertarian will allow this so-called less tax, less government world to slip away. Think about it, I've argued for low taxes on corporations only to see them go pure woke on us. I don't care one damn bit about those companies anymore. We need true small business to solve our economic problems. So, globalist have to be marginalized via policy!!!
The dissenting opinion has been sidelined!!!!!
cowboypack02
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hokiewolf said:

caryking said:

hokiewolf said:

Yeah it's…something. I don't think this is what a lot of America signed up for when they decided to vote against Trump the person rather than this coming freight train of an agenda. The loud 5% are pushing a very bad agenda on the 95% rest of us, and people's political misgivings are going to allow it to happen.

I still thought Biden would move back center left after the election but I was way wrong in that thought.


Those people that voted against Trump are in two categories:

Too dumb to realize Trump's policies were working for most Americans, or

Just too dumb!
Here's the thing, I don't want any politicians policies to be good or bad for me, I just want them to let me sink or swim on my own accord and leave me be. The next guy who runs on the agenda of leaving you the hell alone will win in a landslide
I don't think that will happen.

The truth is that so much of the population of this country is based on what they are getting from the government that there is no possible was that someone who ran on the policy of leaving you alone will win anything
IseWolf22
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hokiewolf said:

Good take down of the Biden spending plan. No one with th belief in individualism and Believe growth in the private sector should support these ridiculous spending proposals.


https://www.wsj.com/articles/the-entitlements-of-u-s-decline-joe-biden-europe-11633556687


I should probably spring for a WSJ subscription one of these days... can't read this due to paywall.
IseWolf22
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hokiewolf said:

caryking said:

hokiewolf said:

Yeah it's…something. I don't think this is what a lot of America signed up for when they decided to vote against Trump the person rather than this coming freight train of an agenda. The loud 5% are pushing a very bad agenda on the 95% rest of us, and people's political misgivings are going to allow it to happen.

I still thought Biden would move back center left after the election but I was way wrong in that thought.


Those people that voted against Trump are in two categories:

Too dumb to realize Trump's policies were working for most Americans, or

Just too dumb!
Here's the thing, I don't want any politicians policies to be good or bad for me, I just want them to let me sink or swim on my own accord and leave me be. The next guy who runs on the agenda of leaving you the hell alone will win in a landslide
Oh what I would give for exactly that
caryking
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IseWolf22 said:

hokiewolf said:

caryking said:

hokiewolf said:

Yeah it's…something. I don't think this is what a lot of America signed up for when they decided to vote against Trump the person rather than this coming freight train of an agenda. The loud 5% are pushing a very bad agenda on the 95% rest of us, and people's political misgivings are going to allow it to happen.

I still thought Biden would move back center left after the election but I was way wrong in that thought.


Those people that voted against Trump are in two categories:

Too dumb to realize Trump's policies were working for most Americans, or

Just too dumb!
Here's the thing, I don't want any politicians policies to be good or bad for me, I just want them to let me sink or swim on my own accord and leave me be. The next guy who runs on the agenda of leaving you the hell alone will win in a landslide
Oh what I would give for exactly that
Copied from my post above...

Don't be naive. What we have in this country are two classes of people. The people who are in on the fix and the people who are not.

Remember occupy Wall Street? These people are very similar (in fact, some of the same people) to the Reddit crowd. All normal people want, is a piece, of the action. Right now, the system is rigged to the Elite, Corporatist, Globalist, people.

My daughters went to High Point University. When I first went there visiting, I looked around town and saw some disgusting things. Here is this beautiful campus right in the middle of a massive export of American jobs to China. How did that happen? Simple. Wall Streeters, working with Chinese investments bought the companies and moved everything overseas.

So, as much as I would like to be left alone, well… you can do that and watch YOUR job screwed right out below your feet. We are not working in a fair economic system any longer.

Being a libertarian will allow this so-called less tax, less government world to slip away. Think about it, I've argued for low taxes on corporations only to see them go pure woke on us. I don't care one damn bit about those companies anymore. We need true small business to solve our economic problems. So, globalist have to be marginalized via policy!!!
The dissenting opinion has been sidelined!!!!!
BBW12OG
How long do you want to ignore this user?
https://www.cnn.com/2021/10/13/politics/social-security-cost-of-living-adjustment/index.html

To all my fans...

Remember over the course of the last few months, nearly a year, when each of you would clamor about my delivery, me calling you SOCIALISTS, pointing out examples and providing proof about how your lefty party is wanting to "fundamentally change" this country and the economy?

Where the hell are you today? Why are you not complaining about me calling you out?

I know why and so does everyone else. You and your party ask for 1,000 pieces of gold and are willing to settle for 500 pieces of gold while all the while knowing the end game is turning this country into single party rule with a MARXIST/COMMUNIST government controlled autocracy.

You clowns deserve all that is coming to you. Enjoy. And I will anxiously wait for you to tell me how this administration is nothing but SOCIALIST moving toward MARXIST/COMMUNIST.
Big Bad Wolf. OG...2002

ONE WOLF. ONE PACK.

"All silencing of discussion is an assumption of infallibility" - John Stuart Mill - renowned SOCIALIST....
Civilized
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BBW12OG said:

To all my fans...

Where the hell are you today? Why are you not complaining about me calling you out?


LOLOLOLOL

Because it's like yelling at clouds.
caryking
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BBW12OG said:

https://www.cnn.com/2021/10/13/politics/social-security-cost-of-living-adjustment/index.html

To all my fans...

Remember over the course of the last few months, nearly a year, when each of you would clamor about my delivery, me calling you SOCIALISTS, pointing out examples and providing proof about how your lefty party is wanting to "fundamentally change" this country and the economy?

Where the hell are you today? Why are you not complaining about me calling you out?

I know why and so does everyone else. You and your party ask for 1,000 pieces of gold and are willing to settle for 500 pieces of gold while all the while knowing the end game is turning this country into single party rule with a MARXIST/COMMUNIST government controlled autocracy.

You clowns deserve all that is coming to you. Enjoy. And I will anxiously wait for you to tell me how this administration is nothing but SOCIALIST moving toward MARXIST/COMMUNIST.

What I don't understand is:

Social Security was design as a program to take YOUR investment (required that is) and allow the Federal government give you a ROI.

So, based on that, and with any other investment: you have a total investment and the ROI. Regardless, you should not be able to take any more out than your true ROI.

Now, we know that is the complete opposite of what really happens. So, a COLA change doesn't surprise me. Can we please get someone to stand up and correct this program where it becomes sustainable on its own input and correct output?

Personally, I would do away with the program; however, I'm sure I'm in the minority. If we can't do way with it, then let's rally to fix it, to the way, it was designed. What you put in is all you can get out, plus the positive or negative amount returned via investing
The dissenting opinion has been sidelined!!!!!
BBW12OG
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Civilized said:

BBW12OG said:

To all my fans...

Where the hell are you today? Why are you not complaining about me calling you out?


LOLOLOLOL

Because it's like yelling at clouds.
Or trying to explain inflation to you and how it is a direct result of the current administration's policies, regulations, spending plans, entitlement programs, welfare increases etc....

You know..stuff fairly educated and intelligent people understand. The ones that don't rely on MSM talking points and that can actually research topics on their own.

Total opposite of you.
Big Bad Wolf. OG...2002

ONE WOLF. ONE PACK.

"All silencing of discussion is an assumption of infallibility" - John Stuart Mill - renowned SOCIALIST....
caryking
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Civilized said:

BBW12OG said:

To all my fans...

Where the hell are you today? Why are you not complaining about me calling you out?


LOLOLOLOL

Because it's like yelling at clouds.
No value Civ at his best...
The dissenting opinion has been sidelined!!!!!
TheStorm
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caryking said:

Civilized said:

BBW12OG said:

To all my fans...

Where the hell are you today? Why are you not complaining about me calling you out?


LOLOLOLOL

Because it's like yelling at clouds.
No value Civ at his best...
I see nothing wrong - and I acknowledge nothing wrong… even though I know almost everything is wrong (except I don't have to watch CNN talk about mean tweets every night anymore).
cowboypack02
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caryking said:

BBW12OG said:

https://www.cnn.com/2021/10/13/politics/social-security-cost-of-living-adjustment/index.html

To all my fans...

Remember over the course of the last few months, nearly a year, when each of you would clamor about my delivery, me calling you SOCIALISTS, pointing out examples and providing proof about how your lefty party is wanting to "fundamentally change" this country and the economy?

Where the hell are you today? Why are you not complaining about me calling you out?

I know why and so does everyone else. You and your party ask for 1,000 pieces of gold and are willing to settle for 500 pieces of gold while all the while knowing the end game is turning this country into single party rule with a MARXIST/COMMUNIST government controlled autocracy.

You clowns deserve all that is coming to you. Enjoy. And I will anxiously wait for you to tell me how this administration is nothing but SOCIALIST moving toward MARXIST/COMMUNIST.

What I don't understand is:

Social Security was design as a program to take YOUR investment (required that is) and allow the Federal government give you a ROI.

So, based on that, and with any other investment: you have a total investment and the ROI. Regardless, you should not be able to take any more out than your true ROI.

Now, we know that is the complete opposite of what really happens. So, a COLA change doesn't surprise me. Can we please get someone to stand up and correct this program where it becomes sustainable on its own input and correct output?

Personally, I would do away with the program; however, I'm sure I'm in the minority. If we can't do way with it, then let's rally to fix it, to the way, it was designed. What you put in is all you can get out, plus the positive or negative amount returned via investing
I support getting rid of Social Security completely in its current form. The market on average does 3% a year since the turn of the last century, To use actual numbers

For the month of September I paid 510.20 into Social Security. That breaks out to 6122.4 that should go into a Social Security account with my name on it yearly. I should make 183.67 off of my initial investment for that year for a grand total of 6306.07 the first year The next year i'll pay another 6122.4 into my social security account plus the 6306.07 that was in there for the year before. My 3% on top of that for the market value is 372.85 for a grand total of 12801.33 over 2 years

Just to calculate that out.
3 years: 19,491.44
4 years: 26,382.25
5 years: 33,479.79
6 years: 40,790.26
7 years: 48,319.36
8 years: 56,075.01
9 years: 64,063.34
10 years; 72,291.31
20 years: 137,520.76
30 years: 204,707.14
35 years: 242,378.67
40 years: 281,180.42
45 years: 321,146.17 - You would be 70 here

if you work until 70 and then retire and start to draw social security you would have 321,146.17 in your Social Security account. If you count on someone living another 30 years and dying at 100 you should get a payment of about 892.07 per month. Its also worth mentioning that your money that is in your social security account should continue to increase by 3% of the value yearly because the market is growing and you would end up with more than the number above monthly. 99% of us obviously won't live that long but i just wanted to use a solid number as an example. Realistically the life expectancy here in the US for a man is 80 so I would tend to lean towards 15-20 years living off of your Social Security instead of 30 years, but i figured that someone would say something if i went with the shorter life expectancy.

The other thing I would do is roll over parents Social Security in to the children's accounts if they pass away before 100.

So what I am saying is that everyone should have their own account and that account is only for them. You should make at least 3% per year on that account because that is what the market average is and then if your parent pass away then their account should roll into yours. You should also get a statement every quarter with what your social security account is doing. Your money shouldn't just go into the great abyss that is government spending and it shouldn't just disappear after you pass away. I'm fully aware that means that different folks will get different payments, but if you worked harder (or smarter) than the next guy and paid more in social security then you should get more money.

If the government cant do those things then they should stop taking out social security period and let folks invest their own money the way that they see fit



jkpackfan
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https://www.foxnews.com/us/virginia-mom-survived-maoist-china-school-board-association-doj-communist-tactics
BBW12OG
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What about the people who don't want to work and just live off the gub'nment their entire existence like their families have for decades? Who is going to pay for them to live their lifestyles? Rims ain't cheap!
Big Bad Wolf. OG...2002

ONE WOLF. ONE PACK.

"All silencing of discussion is an assumption of infallibility" - John Stuart Mill - renowned SOCIALIST....
cowboypack02
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BBW12OG said:

What about the people who don't want to work and just live off the gub'nment their entire existence like their families have for decades? Who is going to pay for them to live their lifestyles? Rims ain't cheap!
If you don't work then you don't eat. A huge problem with our entire country is that we have a growing population that believes that they are entitled to what other people have earner through what the government has taken through taxes
bgr3
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jkpackfan said:

https://www.foxnews.com/us/virginia-mom-survived-maoist-china-school-board-association-doj-communist-tactics
I recently read Frank Dikkoter's trilogy of books on Mao, the Great Famine and the cultural revolution(highly recommend btw). While there are some key differences (i.e. in the cultural revolution the students denounced their teachers), I don't know how you can listen to someone who endured that horror and not be moved.

If you're not that inclined to read 3 (depressing) books on the topic but are somewhat interested in the parallels I would suggest googling (or DuckDuckGo-ing as I do) "The Four Olds" and going down that rabbit hole.

Edit: Meanwhile, the corporate press is doing their best in auditioning to be the new Red Guards LOL

https://www.wral.com/fact-check-did-the-ag-tell-the-fbi-to-go-after-parents-who-speak-out-at-school-board-meetings/19922009/
Glasswolf
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Civilized said:

BBW12OG said:

To all my fans...

Where the hell are you today? Why are you not complaining about me calling you out?


LOLOLOLOL

Because it's like yelling at clouds.


Or some are basically ignoring you
caryking
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cowboypack02 said:

caryking said:

BBW12OG said:

https://www.cnn.com/2021/10/13/politics/social-security-cost-of-living-adjustment/index.html

To all my fans...

Remember over the course of the last few months, nearly a year, when each of you would clamor about my delivery, me calling you SOCIALISTS, pointing out examples and providing proof about how your lefty party is wanting to "fundamentally change" this country and the economy?

Where the hell are you today? Why are you not complaining about me calling you out?

I know why and so does everyone else. You and your party ask for 1,000 pieces of gold and are willing to settle for 500 pieces of gold while all the while knowing the end game is turning this country into single party rule with a MARXIST/COMMUNIST government controlled autocracy.

You clowns deserve all that is coming to you. Enjoy. And I will anxiously wait for you to tell me how this administration is nothing but SOCIALIST moving toward MARXIST/COMMUNIST.

What I don't understand is:

Social Security was design as a program to take YOUR investment (required that is) and allow the Federal government give you a ROI.

So, based on that, and with any other investment: you have a total investment and the ROI. Regardless, you should not be able to take any more out than your true ROI.

Now, we know that is the complete opposite of what really happens. So, a COLA change doesn't surprise me. Can we please get someone to stand up and correct this program where it becomes sustainable on its own input and correct output?

Personally, I would do away with the program; however, I'm sure I'm in the minority. If we can't do way with it, then let's rally to fix it, to the way, it was designed. What you put in is all you can get out, plus the positive or negative amount returned via investing
I support getting rid of Social Security completely in its current form. The market on average does 3% a year since the turn of the last century, To use actual numbers

For the month of September I paid 510.20 into Social Security. That breaks out to 6122.4 that should go into a Social Security account with my name on it yearly. I should make 183.67 off of my initial investment for that year for a grand total of 6306.07 the first year The next year i'll pay another 6122.4 into my social security account plus the 6306.07 that was in there for the year before. My 3% on top of that for the market value is 372.85 for a grand total of 12801.33 over 2 years

Just to calculate that out.
3 years: 19,491.44
4 years: 26,382.25
5 years: 33,479.79
6 years: 40,790.26
7 years: 48,319.36
8 years: 56,075.01
9 years: 64,063.34
10 years; 72,291.31
20 years: 137,520.76
30 years: 204,707.14
35 years: 242,378.67
40 years: 281,180.42
45 years: 321,146.17 - You would be 70 here

if you work until 70 and then retire and start to draw social security you would have 321,146.17 in your Social Security account. If you count on someone living another 30 years and dying at 100 you should get a payment of about 892.07 per month. Its also worth mentioning that your money that is in your social security account should continue to increase by 3% of the value yearly because the market is growing and you would end up with more than the number above monthly. 99% of us obviously won't live that long but i just wanted to use a solid number as an example. Realistically the life expectancy here in the US for a man is 80 so I would tend to lean towards 15-20 years living off of your Social Security instead of 30 years, but i figured that someone would say something if i went with the shorter life expectancy.

The other thing I would do is roll over parents Social Security in to the children's accounts if they pass away before 100.

So what I am saying is that everyone should have their own account and that account is only for them. You should make at least 3% per year on that account because that is what the market average is and then if your parent pass away then their account should roll into yours. You should also get a statement every quarter with what your social security account is doing. Your money shouldn't just go into the great abyss that is government spending and it shouldn't just disappear after you pass away. I'm fully aware that means that different folks will get different payments, but if you worked harder (or smarter) than the next guy and paid more in social security then you should get more money.

If the government cant do those things then they should stop taking out social security period and let folks invest their own money the way that they see fit
Are you using 3% as a guideline for your example? If the money is managed well or even not managed well, then 3% may be off. It could be higher or lower.

BTW, I completely agree that your output is completely based on your input. Put nothing in, getting nothing out. Its not a welfare program; rather, it's an investment program. I agree, a person unused Social Security retirement should have a beneficiary, if one passes with an open balance.

Every year, some people max out on their contribution based on income. That income level cap goes up every year. If we are using this program as its intent, then the cap on income never needs to move. Thoughts?
The dissenting opinion has been sidelined!!!!!
TheStorm
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Glasswolf said:

Civilized said:

BBW12OG said:

To all my fans...

Where the hell are you today? Why are you not complaining about me calling you out?


LOLOLOLOL

Because it's like yelling at clouds.


Or some are basically ignoring you


Which doesn't include you obviously.
BBW12OG
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Glasswolf said:

Civilized said:

BBW12OG said:

To all my fans...

Where the hell are you today? Why are you not complaining about me calling you out?


LOLOLOLOL

Because it's like yelling at clouds.


Or some are basically ignoring you
Or whining, crying and trying to get me banned. Sound like anyone you know?

And just so the ones can see it before the post disappears it has been going on for a while now. The "few" that have the ability to ban me have been wanting to for months. Looks like they may finally have their chance. Best of luck to everyone if it happens. Keep up the good fight and call them what they are. Sorry if they can't handle the truth but the truth is nothing I have said is wrong. They just don't like facing the facts and having it broadcast to the public.

Y'all have a good one.
Big Bad Wolf. OG...2002

ONE WOLF. ONE PACK.

"All silencing of discussion is an assumption of infallibility" - John Stuart Mill - renowned SOCIALIST....
Packchem91
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cowboypack02 said:

caryking said:

BBW12OG said:

https://www.cnn.com/2021/10/13/politics/social-security-cost-of-living-adjustment/index.html

To all my fans...

Remember over the course of the last few months, nearly a year, when each of you would clamor about my delivery, me calling you SOCIALISTS, pointing out examples and providing proof about how your lefty party is wanting to "fundamentally change" this country and the economy?

Where the hell are you today? Why are you not complaining about me calling you out?

I know why and so does everyone else. You and your party ask for 1,000 pieces of gold and are willing to settle for 500 pieces of gold while all the while knowing the end game is turning this country into single party rule with a MARXIST/COMMUNIST government controlled autocracy.

You clowns deserve all that is coming to you. Enjoy. And I will anxiously wait for you to tell me how this administration is nothing but SOCIALIST moving toward MARXIST/COMMUNIST.

What I don't understand is:

Social Security was design as a program to take YOUR investment (required that is) and allow the Federal government give you a ROI.

So, based on that, and with any other investment: you have a total investment and the ROI. Regardless, you should not be able to take any more out than your true ROI.

Now, we know that is the complete opposite of what really happens. So, a COLA change doesn't surprise me. Can we please get someone to stand up and correct this program where it becomes sustainable on its own input and correct output?

Personally, I would do away with the program; however, I'm sure I'm in the minority. If we can't do way with it, then let's rally to fix it, to the way, it was designed. What you put in is all you can get out, plus the positive or negative amount returned via investing
I support getting rid of Social Security completely in its current form. The market on average does 3% a year since the turn of the last century, To use actual numbers

For the month of September I paid 510.20 into Social Security. That breaks out to 6122.4 that should go into a Social Security account with my name on it yearly. I should make 183.67 off of my initial investment for that year for a grand total of 6306.07 the first year The next year i'll pay another 6122.4 into my social security account plus the 6306.07 that was in there for the year before. My 3% on top of that for the market value is 372.85 for a grand total of 12801.33 over 2 years

Just to calculate that out.
3 years: 19,491.44
4 years: 26,382.25
5 years: 33,479.79
6 years: 40,790.26
7 years: 48,319.36
8 years: 56,075.01
9 years: 64,063.34
10 years; 72,291.31
20 years: 137,520.76
30 years: 204,707.14
35 years: 242,378.67
40 years: 281,180.42
45 years: 321,146.17 - You would be 70 here

if you work until 70 and then retire and start to draw social security you would have 321,146.17 in your Social Security account. If you count on someone living another 30 years and dying at 100 you should get a payment of about 892.07 per month. Its also worth mentioning that your money that is in your social security account should continue to increase by 3% of the value yearly because the market is growing and you would end up with more than the number above monthly. 99% of us obviously won't live that long but i just wanted to use a solid number as an example. Realistically the life expectancy here in the US for a man is 80 so I would tend to lean towards 15-20 years living off of your Social Security instead of 30 years, but i figured that someone would say something if i went with the shorter life expectancy.

The other thing I would do is roll over parents Social Security in to the children's accounts if they pass away before 100.

So what I am saying is that everyone should have their own account and that account is only for them. You should make at least 3% per year on that account because that is what the market average is and then if your parent pass away then their account should roll into yours. You should also get a statement every quarter with what your social security account is doing. Your money shouldn't just go into the great abyss that is government spending and it shouldn't just disappear after you pass away. I'm fully aware that means that different folks will get different payments, but if you worked harder (or smarter) than the next guy and paid more in social security then you should get more money.

If the government cant do those things then they should stop taking out social security period and let folks invest their own money the way that they see fit




While any sensible person would agree with you, I just don't see this ever happening. The moment of inertia on insatiable government spending of your money is too big, and then there is the whole notion of safety nets on behalf of others that is part of or DNA (whether it should be or not).
cowboypack02
How long do you want to ignore this user?
caryking said:

cowboypack02 said:

caryking said:

BBW12OG said:

https://www.cnn.com/2021/10/13/politics/social-security-cost-of-living-adjustment/index.html

To all my fans...

Remember over the course of the last few months, nearly a year, when each of you would clamor about my delivery, me calling you SOCIALISTS, pointing out examples and providing proof about how your lefty party is wanting to "fundamentally change" this country and the economy?

Where the hell are you today? Why are you not complaining about me calling you out?

I know why and so does everyone else. You and your party ask for 1,000 pieces of gold and are willing to settle for 500 pieces of gold while all the while knowing the end game is turning this country into single party rule with a MARXIST/COMMUNIST government controlled autocracy.

You clowns deserve all that is coming to you. Enjoy. And I will anxiously wait for you to tell me how this administration is nothing but SOCIALIST moving toward MARXIST/COMMUNIST.

What I don't understand is:

Social Security was design as a program to take YOUR investment (required that is) and allow the Federal government give you a ROI.

So, based on that, and with any other investment: you have a total investment and the ROI. Regardless, you should not be able to take any more out than your true ROI.

Now, we know that is the complete opposite of what really happens. So, a COLA change doesn't surprise me. Can we please get someone to stand up and correct this program where it becomes sustainable on its own input and correct output?

Personally, I would do away with the program; however, I'm sure I'm in the minority. If we can't do way with it, then let's rally to fix it, to the way, it was designed. What you put in is all you can get out, plus the positive or negative amount returned via investing
I support getting rid of Social Security completely in its current form. The market on average does 3% a year since the turn of the last century, To use actual numbers

For the month of September I paid 510.20 into Social Security. That breaks out to 6122.4 that should go into a Social Security account with my name on it yearly. I should make 183.67 off of my initial investment for that year for a grand total of 6306.07 the first year The next year i'll pay another 6122.4 into my social security account plus the 6306.07 that was in there for the year before. My 3% on top of that for the market value is 372.85 for a grand total of 12801.33 over 2 years

Just to calculate that out.
3 years: 19,491.44
4 years: 26,382.25
5 years: 33,479.79
6 years: 40,790.26
7 years: 48,319.36
8 years: 56,075.01
9 years: 64,063.34
10 years; 72,291.31
20 years: 137,520.76
30 years: 204,707.14
35 years: 242,378.67
40 years: 281,180.42
45 years: 321,146.17 - You would be 70 here

if you work until 70 and then retire and start to draw social security you would have 321,146.17 in your Social Security account. If you count on someone living another 30 years and dying at 100 you should get a payment of about 892.07 per month. Its also worth mentioning that your money that is in your social security account should continue to increase by 3% of the value yearly because the market is growing and you would end up with more than the number above monthly. 99% of us obviously won't live that long but i just wanted to use a solid number as an example. Realistically the life expectancy here in the US for a man is 80 so I would tend to lean towards 15-20 years living off of your Social Security instead of 30 years, but i figured that someone would say something if i went with the shorter life expectancy.

The other thing I would do is roll over parents Social Security in to the children's accounts if they pass away before 100.

So what I am saying is that everyone should have their own account and that account is only for them. You should make at least 3% per year on that account because that is what the market average is and then if your parent pass away then their account should roll into yours. You should also get a statement every quarter with what your social security account is doing. Your money shouldn't just go into the great abyss that is government spending and it shouldn't just disappear after you pass away. I'm fully aware that means that different folks will get different payments, but if you worked harder (or smarter) than the next guy and paid more in social security then you should get more money.

If the government cant do those things then they should stop taking out social security period and let folks invest their own money the way that they see fit
Are you using 3% as a guideline for your example? If the money is managed well or even not managed well, then 3% may be off. It could be higher or lower.

BTW, I completely agree that your output is completely based on your input. Put nothing in, getting nothing out. Its not a welfare program; rather, it's an investment program. I agree, a person unused Social Security retirement should have a beneficiary, if one passes with an open balance.

Every year, some people max out on their contribution based on income. That income level cap goes up every year. If we are using this program as its intent, then the cap on income never needs to move. Thoughts?
I used 3% because if you take the money and just stick it in a market fund like VOO, then it should average out to 3% per year over the lifespan of the person investing.

You should be able to stick whatever you want in your Social Security find every year. It don't cost anyone anything outside of yourself putting the money in. The only thing that the government is responsible for is managing the account, which won't cost anymore regardless of how much money you contribute because they would still need to give you a statement quarterly and would still need to dump the money that you pay in to a market fund. I know I can get alot better outside of 3% yearly so I wouldn't want to invest my money in social security outside of what I have to, but if people are ok with just the 3% then let them invest as much as they want
caryking
How long do you want to ignore this user?
cowboypack02 said:

caryking said:

cowboypack02 said:

caryking said:

BBW12OG said:

https://www.cnn.com/2021/10/13/politics/social-security-cost-of-living-adjustment/index.html

To all my fans...

Remember over the course of the last few months, nearly a year, when each of you would clamor about my delivery, me calling you SOCIALISTS, pointing out examples and providing proof about how your lefty party is wanting to "fundamentally change" this country and the economy?

Where the hell are you today? Why are you not complaining about me calling you out?

I know why and so does everyone else. You and your party ask for 1,000 pieces of gold and are willing to settle for 500 pieces of gold while all the while knowing the end game is turning this country into single party rule with a MARXIST/COMMUNIST government controlled autocracy.

You clowns deserve all that is coming to you. Enjoy. And I will anxiously wait for you to tell me how this administration is nothing but SOCIALIST moving toward MARXIST/COMMUNIST.

What I don't understand is:

Social Security was design as a program to take YOUR investment (required that is) and allow the Federal government give you a ROI.

So, based on that, and with any other investment: you have a total investment and the ROI. Regardless, you should not be able to take any more out than your true ROI.

Now, we know that is the complete opposite of what really happens. So, a COLA change doesn't surprise me. Can we please get someone to stand up and correct this program where it becomes sustainable on its own input and correct output?

Personally, I would do away with the program; however, I'm sure I'm in the minority. If we can't do way with it, then let's rally to fix it, to the way, it was designed. What you put in is all you can get out, plus the positive or negative amount returned via investing
I support getting rid of Social Security completely in its current form. The market on average does 3% a year since the turn of the last century, To use actual numbers

For the month of September I paid 510.20 into Social Security. That breaks out to 6122.4 that should go into a Social Security account with my name on it yearly. I should make 183.67 off of my initial investment for that year for a grand total of 6306.07 the first year The next year i'll pay another 6122.4 into my social security account plus the 6306.07 that was in there for the year before. My 3% on top of that for the market value is 372.85 for a grand total of 12801.33 over 2 years

Just to calculate that out.
3 years: 19,491.44
4 years: 26,382.25
5 years: 33,479.79
6 years: 40,790.26
7 years: 48,319.36
8 years: 56,075.01
9 years: 64,063.34
10 years; 72,291.31
20 years: 137,520.76
30 years: 204,707.14
35 years: 242,378.67
40 years: 281,180.42
45 years: 321,146.17 - You would be 70 here

if you work until 70 and then retire and start to draw social security you would have 321,146.17 in your Social Security account. If you count on someone living another 30 years and dying at 100 you should get a payment of about 892.07 per month. Its also worth mentioning that your money that is in your social security account should continue to increase by 3% of the value yearly because the market is growing and you would end up with more than the number above monthly. 99% of us obviously won't live that long but i just wanted to use a solid number as an example. Realistically the life expectancy here in the US for a man is 80 so I would tend to lean towards 15-20 years living off of your Social Security instead of 30 years, but i figured that someone would say something if i went with the shorter life expectancy.

The other thing I would do is roll over parents Social Security in to the children's accounts if they pass away before 100.

So what I am saying is that everyone should have their own account and that account is only for them. You should make at least 3% per year on that account because that is what the market average is and then if your parent pass away then their account should roll into yours. You should also get a statement every quarter with what your social security account is doing. Your money shouldn't just go into the great abyss that is government spending and it shouldn't just disappear after you pass away. I'm fully aware that means that different folks will get different payments, but if you worked harder (or smarter) than the next guy and paid more in social security then you should get more money.

If the government cant do those things then they should stop taking out social security period and let folks invest their own money the way that they see fit
Are you using 3% as a guideline for your example? If the money is managed well or even not managed well, then 3% may be off. It could be higher or lower.

BTW, I completely agree that your output is completely based on your input. Put nothing in, getting nothing out. Its not a welfare program; rather, it's an investment program. I agree, a person unused Social Security retirement should have a beneficiary, if one passes with an open balance.

Every year, some people max out on their contribution based on income. That income level cap goes up every year. If we are using this program as its intent, then the cap on income never needs to move. Thoughts?
I used 3% because if you take the money and just stick it in a market fund like VOO, then it should average out to 3% per year over the lifespan of the person investing.

You should be able to stick whatever you want in your Social Security find every year. It don't cost anyone anything outside of yourself putting the money in. The only thing that the government is responsible for is managing the account, which won't cost anymore regardless of how much money you contribute because they would still need to give you a statement quarterly and would still need to dump the money that you pay in to a market fund. I know I can get alot better outside of 3% yearly so I wouldn't want to invest my money in social security outside of what I have to, but if people are ok with just the 3% then let them invest as much as they want


I agree! I wouldn't have ever put anything into Social Security if I don't have to. I done so much better with land than anything else I invest in…

Unfortunately, Social Security has been managed like a Ponzi Scheme. I should do some research to see how this program got so far off in its objective!
The dissenting opinion has been sidelined!!!!!
Civilized
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TheStorm said:

caryking said:

Civilized said:

BBW12OG said:

To all my fans...

Where the hell are you today? Why are you not complaining about me calling you out?


LOLOLOLOL

Because it's like yelling at clouds.
No value Civ at his best...
I see nothing wrong - and I acknowledge nothing wrong… even though I know almost everything is wrong (except I don't have to watch CNN talk about mean tweets every night anymore).

TheStorm said:

Civilized said:

BBW12OG said:

Oldsouljer said:

The problem is that the CDC and the FDA can no longer be taken seriously. The reason is that policy drives science rather than the other way around.
Plus the politicization of the virus, which it ALWAYS was despite what the OP said, has turned the entire fiasco into a joke.

As are the people that continue to say "follow the science" and slurp up every word their God Fauci utters. Which science and what day the science is presented has changed like the weather with this joke of an administration.

You lefty clowns that voted for him I hope you are enjoying being bent over at the gas pumps, grocery stores and everywhere else you may be affected. You damn well deserve it. Sad that the ones of us that don't are having to pay for your stupidity.
LOLOL. What does Biden have to do with the gas pumps or grocery stores?
Damn, please tell me you aren't that dumb. It's call "policy" Civ. Biden has overturned every meaningful policy decision that actually benefitted our country (at least those of us that actually have to "pay" to live here).

We were energy independent for the first time in forever and your senile fool and his cronies reversed that in a matter of months.

Keep living life with the blinders on… you are really good at it. Remember Civ, "it's not a lie if you believe it" (even though it is a lie).

In 2019 when we were "energy independent" we bought a ton of foreign oil. Over 9 million barrels. We've never not bought a ton of oil from the Middle East. We just produced as much as we consumed.

Our crude oil and natural gas production fell through the floor in early 2020 when COVID hit, before Biden was president. It fell 25% from March to May 2020 and was further impacted by tropical weather this year.

How is that on Biden? You think Biden caused COVID or hurricanes? LOLOL

I've said on here multiple times that Trump and Biden's stimulus packages have caused some of the inflation we're seeing.

Aside from stimulus, why don't you rattle off a few of these "policy decisions" that Biden enacted or policies of Trump's that Biden overturned that are driving up gas prices or prices at the grocery store?
caryking
How long do you want to ignore this user?
Civilized said:

TheStorm said:

caryking said:

Civilized said:

BBW12OG said:

To all my fans...

Where the hell are you today? Why are you not complaining about me calling you out?


LOLOLOLOL

Because it's like yelling at clouds.
No value Civ at his best...
I see nothing wrong - and I acknowledge nothing wrong… even though I know almost everything is wrong (except I don't have to watch CNN talk about mean tweets every night anymore).

TheStorm said:

Civilized said:

BBW12OG said:

Oldsouljer said:

The problem is that the CDC and the FDA can no longer be taken seriously. The reason is that policy drives science rather than the other way around.
Plus the politicization of the virus, which it ALWAYS was despite what the OP said, has turned the entire fiasco into a joke.

As are the people that continue to say "follow the science" and slurp up every word their God Fauci utters. Which science and what day the science is presented has changed like the weather with this joke of an administration.

You lefty clowns that voted for him I hope you are enjoying being bent over at the gas pumps, grocery stores and everywhere else you may be affected. You damn well deserve it. Sad that the ones of us that don't are having to pay for your stupidity.
LOLOL. What does Biden have to do with the gas pumps or grocery stores?
Damn, please tell me you aren't that dumb. It's call "policy" Civ. Biden has overturned every meaningful policy decision that actually benefitted our country (at least those of us that actually have to "pay" to live here).

We were energy independent for the first time in forever and your senile fool and his cronies reversed that in a matter of months.

Keep living life with the blinders on… you are really good at it. Remember Civ, "it's not a lie if you believe it" (even though it is a lie).

In 2019 when we were "energy independent" we bought a ton of foreign oil. Over 9 million barrels. We've never not bought a ton of oil from the Middle East. We just produced as much as we consumed.

Our crude oil and natural gas production fell through the floor in early 2020 when COVID hit, before Biden was president. It fell 25% from March to May 2020 and was further impacted by tropical weather this year.

How is that on Biden? You think Biden caused COVID or hurricanes? LOLOL

I've said on here multiple times that Trump and Biden's stimulus packages have caused some of the inflation we're seeing.

Aside from stimulus, why don't you rattle off a few of these "policy decisions" that Biden enacted or policies of Trump's that Biden overturned that are driving up gas prices or prices at the grocery store?


Shutting down pipelines. Stopping new exploration. That's a quick response. Those decision alone can hurt the immediate and future. Add in his hysteria around COVID with all these protocols and you lose people resources, well that can and did make a big impact!!!

Why do you think we have so many cargo ships sitting at ports all over the place? Do you think his words have impact? You certainly thought Trumps words had impact on the economy!
The dissenting opinion has been sidelined!!!!!
hokiewolf
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Pretty exciting this is going to pass with zero debate.



Who are the fascists now?? I think it's the ones who wear tax the rich dresses at events only the wealthy and political attend while passing bills that actually punish the middle class.
IseWolf22
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Keep on building that imaginary cross you've got going

IseWolf22
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hokiewolf said:

Pretty exciting this is going to pass with zero debate.



Who are the fascists now?? I think it's the ones who wear tax the rich dresses at events only the wealthy and political attend while passing bills that actually punish the middle class.
This is being sold under the guise of auditing wealthy people and criminals. But I feel like it's much more likely they are just going to bust a bunch of lower income people taking side jobs off the payroll, not reporting tips, etc. And then there are the privacy and surveillance concerns. I know someone will sue, but I have no idea how SCOTUS would land on this
Glasswolf
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TheStorm said:

Glasswolf said:

Civilized said:

BBW12OG said:

To all my fans...

Where the hell are you today? Why are you not complaining about me calling you out?


LOLOLOLOL

Because it's like yelling at clouds.


Or some are basically ignoring you


Which doesn't include you obviously.
That's a good one. You really got me good. I am so ashamed. (sarcasm)
hokiewolf
How long do you want to ignore this user?
IseWolf22 said:

hokiewolf said:

Pretty exciting this is going to pass with zero debate.



Who are the fascists now?? I think it's the ones who wear tax the rich dresses at events only the wealthy and political attend while passing bills that actually punish the middle class.
This is being sold under the guise of auditing wealthy people and criminals. But I feel like it's much more likely they are just going to bust a bunch of lower income people taking side jobs off the payroll, not reporting tips, etc. And then there are the privacy and surveillance concerns. I know someone will sue, but I have no idea how SCOTUS would land on this
yep, it'll turn the avg American into a tax evader all in the guise that the govt needs more revenue.
 
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